Vindi: recurring payments, $5M a month, self-reported, open API

Vindi is a payments platform for recurring charges, e-commerce and receivables management. Its $5M a month was founder-reported on the Indie Hackers product page (not independently verified), as of September 30, 2026.

What it actually sells

Vindi describes itself as a payments platform for recurring billing, e-commerce and receivables management, for businesses that charge every month and sell every day. Its stated customers are companies that sell daily or charge on a recurring basis. The site says, “Soluções desenhadas para o seu modelo de venda.”

The product covers subscription, recurrence and delinquency management. It also lists antifraud intelligence with a guarantee to reduce chargebacks, receivables advancement to strengthen cash flow, unlimited payment links for social networks, WhatsApp and Live Shops, and real-time dashboards with simplified analysis of the whole operation.

How it charges

The pages we read do not state a price. The features listed include subscription, recurrence and delinquency management, antifraud intelligence, a chargeback guarantee, receivables advancement, payment links and real-time dashboards, and no currency amounts appear on the pages we read.

Where customers come from

Vindi says it has an open ecosystem with more than 100 native connections to ERPs, CRMs and e-commerce platforms. The site lists simple integration with ERP or e-commerce, and an open, documented API for custom integrations beyond the native ones.

The site lists payment links for transacting in social networks, WhatsApp and Live Shops, generated without limit. Those native integrations, the open API and the payment links are the channels the pages describe.

What stands out

Vindi reports a 99% transaction approval rate for 70% of merchants that process with it, and 0% chargebacks for 87% of merchants that operate with Vindi. The site also reports up to a 12% increase in revenue from solutions that reduce delinquency.

Receivables advancement appears as a feature for strengthening cash flow, stated on the site as “Antecipação de recebíveis para fortalecer o caixa.” The approval, chargeback and revenue-increase figures appear in the proof material on the pages.

From the official site

Soluções desenhadas para o seu modelo de venda

Antecipação de recebíveis para fortalecer o caixa

Excerpts from the official website, fetched October 1, 2026.

Where it sits in the data

Vindi's $5M a month is higher than 100% of the 6,604 projects with founder-reported monthly revenue in our dataset; the median across them is $2K. Snapshot: 2026-09-30. The dataset only covers founders who chose to publish their numbers, so it leans toward businesses that work; use it for scale, not as an average.

Currency

All figures are in US dollars as published. A rough yuan or euro conversion is not applied here because prices, taxes and acquisition costs differ by country.

Could you build something like this?

My view: demand would come from businesses that bill every month, sell online daily, or need help with missed payments and cash flow. The buyer would be whoever owns billing, collections and payment operations inside such a business.

Distribution would have to come from integrations with accounting, CRM and e-commerce tools, payment links shared in messaging and social channels, and direct sales to businesses with recurring charges. The hard parts, in my view, are payment regulation and licensing, fraud and chargeback handling, support load from failed payments, keeping integrations working, and competing with established payment providers.

Verdict: Hard to replicate.

One thing to take from it

My view: Vindi is a broad payments product — recurring billing, e-commerce, receivables, antifraud, payment links and integrations — aimed at businesses that charge every month or sell every day. The pages we read show no price, and what they do show as proof are approval, chargeback and delinquency figures.

Sources

Vindi official website, fetched October 1, 2026
Indie Hackers product page: revenue founder-reported on the Indie Hackers product page (not independently verified), as of September 30, 2026

Revenue, team and start-cost figures are what the founder reported at the interview date, not current figures and not a prediction of what you will earn. Product and pricing facts come from the business's own website as checked on 30 September 2026. Method & sources · Disclosure